Bond Affordability Calculator

Estimate what you can afford based on your income and expenses.

Lenders often cap repayments at ~30% of gross income.
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Note: This calculation uses general affordability guidelines (30% instalment to gross income) and your disposable income.
Affordable monthly repayments
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Based on min(30% gross cap, disposable income).
Maximum loan available:
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30% of gross (cap):
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Disposable income:
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Interest: 10.25% for 30 years